Areas of Expertise
First time home buyers
“Some people look for a beautiful place. Other make a place beautiful”
- Hazrat Inayat Khan
I get so excited helping first-time homebuyers realize their dream of homeownership! As your partner in your real estate journey, I will answer all of your questions and source the best term and rate to help you reach your financial goals. Working with a Mortgage Agent will ensure you have options, and a personal guide throughout the process from beginning to end.
Repeat Home Buyers:
“Don’t wait to buy real estate, buy real estate and wait.” – T. Harv Eker
Even if it’s your fifth time purchasing and moving into a new home, going through the process is always stressful. Allow me to remove the mortgage stress while guiding you through the transition, which may include bridge financing or porting your current mortgage. I will research and present mortgage options, allowing you to choose the best rate and term. I’ll do the heavy lifting, freeing you to do what’s important to you.
Debt Consolidation
“You can’t have everything you want, but you can have the things that really matter to you” - Marissa Mayer
Eliminate high-interest debt payments by refinancing your current mortgage. With a well planned mortgage, you are turning bad debt into good debt. Debt consolidation will reduce your number of monthly payments consequently increasing your monthly cash flow.
Refinance
“Even the once simple home mortgage now has so many flavours and styles and variations that it is difficult for people to make a decision” -Scott Cook
Make your money work for you with an array of refinancing options. Whether you are looking to make a big purchase, complete renovations or use the equity for a down payment on another property, we will find the refinancing solution that will allow you to soar. I will source mortgage options that fit with your financial goals while providing the highest level of service.
Renewal time
“Home is the nicest word there is” -Laura Ingalls Wilder
At renewal time, it is most important to make sure you are optimizing your options. Renewing your mortgage with your current lender may be best, to be sure, I am here to help you review your options. As your Mortgage Agent, I will ensure you are renewing your mortgage with the best possible rate and terms.
Becoming a landlord
“90% of all millionaires became so by owning real estate” - Andrew Carnegie
You want to be a landlord so let’s make it happen! I can help you use your home equity to purchase a rental property. The most important part of owning an investment property is to ensure you have positive cash flow. As your Mortgage Agent, I will present mortgage options with competitive terms and rates to meet your long term investment goals.
